Business Credit Repair
If you have started your own business and been late on some payments, then your business credit report could be damaged. The good news is that many of the same principles apply to repairing your business credit as it does to personal credit repair. I will be reviewing some of the things that can [...]
Bank of America Mortgage Loan Modification
If you have a mortgage with Bank of America then you may be able to modify your loan terms. Bank of America recently announced that they are proactively modifying mortgage loans; particularly to those who previously went through Countrywide.
BofA purchased Countrywide as the major lender started to go under. Countrywide has been the poster child [...]
How Debt and Credit Work Together
One of the major factors that determines your credit score is how much debt you have. In fact, your credit utilization accounts for about 30% of your credit score. Let’s take a look at how this works in a little more detail.
If you are completely overwhelmed with debt, chances are that your credit score is [...]
Capital One Late Payments
Capital One is a common card for many people to be put into collections. A credit card with this company is not necessarily a bad idea, as long as you can still pay for it. Unfortunately, many people that apply for a capital one credit card are unable to pay the balance off. Hence the [...]