American Express Late Payment: What to Do?

Posted on November 26, 2008
Filed Under Bad Credit Loans, Credit Card Collections, Credit Repair, Credit Report, Late Payments |

So, you have a late payment with American Express hanging around on your credit report, huh? Maybe it was your fault, maybe it wasn’t; but either way, now its time to do something about it.

You may have heard that you can remove late payments from your credit report; however, I am here to tell you that these circumstances are few and far between. If you REALLY were late on your Amercian Express Credit Card, then you just can’t remove it.

If there was a mistake made with American Express and your payment really is not past 30 days late, then it never should have been reported to the credit bureaus. However, these types of critical errors on credit reports are actually only made about 2% of the time. But if you really feel like you are in that 2 percent, I recommend signing up for the free credit repair course that I have developed.

The best thing to do is to just pay off whatever balance you have to bring your American Express card up to date. Then make sure you never do it again. The Amercian Express late payment will drop off your credit report after 7 years, and you again will have a chance to be in perfect standing.

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