Capital One Late Payments

Capital One is a common card for many people to be put into collections.  A credit card with this company is not necessarily a bad idea, as long as you can still pay for it.  Unfortunately, many people that apply for a capital one credit card are unable to pay the balance off.  Hence the [...]

American Express Late Payment: What to Do?

So, you have a late payment with American Express hanging around on your credit report, huh?  Maybe it was your fault, maybe it wasn’t; but either way, now its time to do something about it.
You may have heard that you can remove late payments from your credit report; however, I am here to tell you [...]

How do Chase Late Payments affect My Credit Score?

If you recently had a late payments (past 30 days overdue) to Chase, you may be wondering how it affects your credit score. Unfortunately, having a late payment with Chase will cause your credit score to go down. However, there are some things that you might be able to do.
Chase reports any payment that is [...]

Remove 30 Day Past Due Payment

Are you wondering how to remove a 30 day past due payment from your credit report?  This information will help you.  All credit card companies consider a payment to be late when it is 30 days past due (but not before that time).  This will be reported to the credit agencies and will be seen [...]

MasterCard Late Payment

Are you wondering how to handle your MasterCard Late Payment?  If you have a credit card with this company, they consider a payment to be late once it is 30 days past due.  So, if you have a payment that is 30 days late or more, your account may have moved to their collections department [...]

Visa Credit Collections

Having to deal with Visa Credit Card Collections can be a frustrating experience; I know it was for me.  Typically, the Visa Credit Collections department will use multiple avenues to collect on any upaid debts such as by phone or mail (which is similar to Wells Fargo Collections).  
Unfortunately, a Visa credit collections account will negatively affect [...]