Remove 30 Day Past Due Payment

Posted on November 19, 2008
Filed Under Credit Card Collections, Credit Repair, Credit Report, Late Payments |

Are you wondering how to remove a 30 day past due payment from your credit report? This information will help you. All credit card companies consider a payment to be late when it is 30 days past due (but not before that time). This will be reported to the credit agencies and will be seen on your credit report for future applications to credit. (Also see: MasterCard Late Payment).

Having a late credit card payment or other ding on your credit will lower your credit score. This will make it less likely to get approved for auto loans, credit cards, mortgages, or any other loan. Or if you do get approved, a late payment in your history could make your interest rate higher.

I know that I was frustrated when I discovered I had a late payment on my credit report; fortunately, I discovered a way to remove 30 day past due payments from my credit report. Being able to clean up my FICO score really made me look better on applications for the future. I am going to share with you what I did.

Improve Your Credit Score

The very first step to repair your credit is to get a valid copy of your credit report. I used Experian to get a copy of my free credit report and score because they are one of the three legitimate credit bureaus. Not only did my credit report show me what was wrong with my credit, it also shows exactly where and how to contact the account with a 30 day late payment in order to dispute it. Having my credit report made it easy. I recommend that you get a valid copy of your free credit report from Experian right here to start the credit repair process.

“My FREE Credit Report Showed me how to Improve My Credit Score!”

Using the information on my credit report, I was able to remove my 30 Past Due Payment (and some other negative information) and my credit score went from a 490 to 700! With my new good credit score, I have been able to get approved for auto loans, credit cards, and other loans that I needed. The best advice I can give is to get your valid copy of your credit report today and start the process of improving your credit.

The credit repair process will begin with removing the 30 day Past Due from your credit report. However, everyone’s credit situation is different, so there may be some additional steps needed in order to maximize your credit score. Over time, I learned how to write credit repair letters to my creditors, how to remove judgements, chargeoffs, negative accounts, and deal with late payments. So, I want to share what I learned with you that made such a dramatic increase in my credit score.

Free Credit Repair in 7 Steps

I have put together a 7 Step Free Credit Repair course that will teach you how to improve your credit (including removing 30 day lates). Its free. Simply leave your name and email address below and I will share with you the 7 Steps to Credit Repair that I learned to improve my credit score from a 490 to 700. (In addition, I will share with you one powerful service that can actually do the hard work of credit repair for you).

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